Simplified Insurance Billing for Your Convenience
Direct billing streamlines the process of paying for physiotherapy services. Rather than paying out of pocket and waiting for reimbursement, we handle the billing directly with your extended healthcare benefits company. This method saves you time and minimizes hassle.
How Direct Billing Works
When you visit our clinic, we will verify your insurance coverage and submit the bill directly to your insurance company for your physiotherapy treatment. You will only need to pay any portion of the cost your insurance plan does not cover.
Benefits of Direct Billing
Convenience
No need to pay upfront and wait for reimbursements.
Time Saving
Reduces the time and effort spent on managing payments.

Cost Effective
Ensures you only pay the portion not covered by insurance, if applicable.
Insurance Providers We Work With
We have partnerships with a wide range of insurance providers to make the payment process as smooth as possible. Some of the insurance companies we work with include:
- Blue Cross Canada
- Chambers of Commerce Group Insurance COCGI
- CINUP
- Claimsecure
- Co-Operators
- Cowan
- Desjardins Insurance
- Equitable Life
- First Canadian
- Great West Life
- Green Shield Canada
- Group Health
- Group Medical Services – GMS
- Group Source
- Industrial Alliance
- Johnston Group Inc.
- Manion
- Manulife Financial
- Maximum Benefit
- Medavie Blue Cross
- Pacific Blue Cross
- SSQ insurance
- Sun Life Assurance Company of Canada
- Sunlife Financial
Please call our office at 905-571-4141 to confirm other insurance plans.
Elements Physiotherapy and Rehabilitation accepts a variety of health insurance plans, and we are here to assist you in navigating the world of claims and benefits. Before you arrive, please give us a call to verify your health benefits to see whether treatment services will require a copay, deductible, or coinsurance.
Elements Physiotherapy and Rehabilitation also offers a private pay plan if you do not have health insurance or have exhausted your benefits. For additional information about our service rates and payment options, please contact us as soon as possible!
We also provide direct billing for all WCB, MVA, and AHS-funded physiotherapy services.
Direct Billing Process
Provide your insurance information when booking your appointment, and we’ll take care of the rest. Remember to bring your insurance card and any relevant coverage details to your appointment. We can also provide you with billing statements.
Cost of Physiotherapy Visits
Our pricing is available on our online booking portal. Each physiotherapy service is listed separately. The total cost of care depends on your individual needs and treatment goals. Your physiotherapist will discuss this with you as part of your Plan of Care.
FAQs on Direct Billing with Our Clinic
Is direct billing available for all insurance providers?
Direct billing is available for most major insurance providers. Please check with your provider to confirm if your insurance is eligible for direct billing. It may be helpful to ask what services they cover, the annual limit, and when the limit is renewed. Please note that some services may not qualify for coverage or direct billing.
Do I need to pay anything upfront if I use direct billing?
In most cases, you will not need to pay anything upfront if you use direct billing. Any portion of the cost not covered by your insurance plan will be billed to you after your treatment.
For more details about treatment fees, contact our helpful administrative team with any questions about your payment options.
Schedule Your Appointment Today!
Your Next Steps…
Request An Appointment
Receive A Custom Treatment Plan
Work Hard and Progress In Your Recovery
Recover & Enjoy Life Pain-Free!

